Everything you need to know to buy your property safely and smartly
Before You Start Browsing Listings
Before you start browsing listings, lay a strong foundation. This will save you time and prevent disappointment later.
Your budget is more than just the property's price tag. Be sure to account for all associated costs:
The main cost.
This includes stamp duty, registration fees, and local government tax. These can be a significant percentage of the property's value.
The seller is responsible for Gain Tax, but VAT might be applicable, especially on new apartments. Clarify this.
You must hire a lawyer for due diligence. Budget for their fees.
Factor in costs for things like moving, potential renovations, and utility connection fees.
If you plan to take a home loan, visit multiple banks to understand your eligibility and get a pre-approval letter. This tells you exactly how much you can afford and makes you a more serious buyer in the eyes of a seller.
Make a checklist to focus your search.
Proximity to your workplace, children's schools, hospitals, and markets. Consider traffic patterns in Dhaka and other major cities.
Are you looking for an apartment, a standalone house, or a plot of land?
How many bedrooms and bathrooms do you need? Do you need a separate dining space or a balcony?
Generator backup (full or partial?), lift quality, car parking (is it included in the price?), security, and community facilities.
Research the area's development plans. Is a new road, metro station, or shopping mall planned nearby? This can impact future property value.
Use Technology to Your Advantage
Now the exciting part begins. Use technology to your advantage.
Our platform is your most powerful tool.
Narrow down your search by location, price, size, and property type to see only the most relevant listings.
Create an account and save your search criteria. We'll notify you via email as soon as new properties that match your needs are listed.
Go through high-quality photos and video tours to get a real feel for the property before you even visit.
Use our advanced search filters to find the perfect home or plot of land today.
Don't just visit the property; visit the area. Go at different times of the day—during rush hour and on a weekend. Check for noise levels, security, and how lively or quiet the neighbourhood is.
Do Not Cut Corners Here
This is the most important section. Do not cut corners here. In Bangladesh, property disputes are common, and they almost always arise from poor verification of documents.
Their job is to verify the authenticity of all documents and ensure the property is free from any legal disputes.
Your lawyer must meticulously check the following:
They will trace the ownership history through various land surveys (e.g., C.S., S.A., R.S., City Jorip) to ensure the seller has a clear and undisputed title. This is known as "বায়া দলিল" (Baya Dolil) checking.
The main deed proving the current owner's title.
Proof that the seller's name is recorded in the government's land office records.
Both Land Development Tax and Holding Tax (for city corporations) must be up-to-date.
A certificate from the Sub-Registry office confirming that the property has not been sold to anyone else or is not mortgaged against a loan (unless disclosed).
Once Your Lawyer Gives Positive Report
Once your lawyer gives a positive report, you can proceed.
During your visit, look for:
• Cracks in walls or ceilings
• Signs of dampness or water leakage
• Condition of electrical wiring and plumbing fixtures
• Water pressure in taps and showers
• Mobile network reception inside the property
Your offer should be based on your research, the property's condition, and your lawyer's findings. The initial agreement is usually documented in an Agreement for Sale (বায়নাপত্র - Bainapatra). This contract should clearly state:
• The total agreed price
• The detailed payment schedule
• The date of handover
• Penalties for any party failing to meet the terms
You Are at the Final Stage
You are at the final stage.
Make the final payment via pay order or bank draft for a clear financial trail. Avoid large cash transactions.
The final Sale Deed (Shaf Kobola Dolil) will be executed and registered in your name at the relevant Sub-Registry office. Your lawyer will guide you through this.
Once registration is complete, you will receive the keys to the property, along with all the original property documents from the seller.
Your work isn't over! You must now:
• Apply for Mutation (Namjari) to get the property recorded in your name in the government records
• Transfer all utility connections (gas, electricity, water) to your name